No.850 [2021] of Jingcai Finance

District Finance Bureau, Financial Audit Bureau of Beijing Economic and Technological Development Zone:

　　In order to promote the establishment of inclusive finance’s service and security system, give full play to the guiding role of financial funds, strengthen the management of special funds for development in inclusive finance, and clarify the detailed rules for the implementation of fund management, we have formulated the Measures for the Management of Special Funds for Development in inclusive finance, which are hereby printed and distributed to you, please follow them.

　　Annex: Measures for the Administration of Special Funds for Development in inclusive finance

beijing finance bureau　　　　

May 18, 2021　　

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Measures of inclusive finance Municipality on the Administration of Special Funds for Development

Chapter I General Provisions

　　Article 1 In order to promote the establishment of inclusive finance’s service and security system, give full play to the guiding and inciting role of financial funds, and strengthen the management of special funds for development in inclusive finance, according to the Budget Law of the People’s Republic of China, the Notice of the Ministry of Finance on Amending and Issuing the Measures for the Administration of Special Funds for Development in inclusive finance (Cai Jin [2019] No.96), the Regulations of Beijing Municipality on Promoting the Development of Small and Medium-sized Enterprises, and the Implementation Opinions of Beijing Municipal People’s Government on Reforming and Perfecting the Municipal-to-District Transfer Payment System ()

　　Article 2 The special funds for the development of inclusive finance as mentioned in these Measures (hereinafter referred to as special funds) refer to the special transfer payment funds used by the central and local governments to support the development of inclusive finance. Including: interest subsidies and awards for business guarantee loans, financial support to deepen the comprehensive reform of financial services for private and small and micro enterprises, and targeted cost subsidies for rural financial institutions.

　　Article 3 The special funds shall follow the principles of benefiting people’s livelihood, ensuring basic, focused and sustainable development, and comprehensively use the methods of loan discount, compensation by awards and expense subsidies to guide government departments and financial institutions to support the development of inclusive finance, ensure the availability and applicability of basic financial services for key clients in inclusive finance, and strive to improve the financial service level of private and small and micro enterprises.

　　Article 4 The use and management of special funds shall follow the basic principles of openness, transparency, targeted use and scientific standardization, ensure the rational, safe and efficient use of funds, give full play to fiscal policies to make up for market failures and leverage of financial funds, and guide financial services to extend to the direction of inclusiveness.

　　Article 5 The financial department shall be responsible for the budget management and fund allocation of special funds; Organize relevant departments to carry out budget supervision and performance management on the use of funds. The municipal finance department is responsible for organizing all districts to carry out budget declaration and performance evaluation, summarizing and reviewing and submitting the application materials for special funds in the region; Determine the allocation plan of special funds in this region; Break down the budget in time; Supervise the relevant departments to implement the regulatory requirements for special funds. The district-level financial department is responsible for organizing the application and review of special funds in this area, fund allocation, use supervision and budget performance management, and ensuring the compliance and effectiveness of the use of special funds in this area.

Chapter II Policy of Interest Discount and Incentive Subsidy for Venture Guarantee Loans

　　Article 6 The discount interest and incentive subsidy funds for business start-up guarantee loans shall be used to support workers to start their own businesses and find their own jobs, guide employers to create more jobs, and promote the resolution of structural employment contradictions among groups with special difficulties. The finance will give discount subsidies to individuals and enterprises that meet the requirements for venture guarantee loans, and give incentives and subsidies to guarantee fund operation and management institutions and handling financial institutions.

　　Article 7 The financial department shall be responsible for the management of financial interest subsidies, bonus funds and guarantee fee subsidies for venture guarantee loans; Separate management and accounting of funds arranged by the central finance and local finance; Ensure timely and accurate disbursement of funds; Cooperate with relevant departments to supervise the audit, disbursement and use of funds.

　　Article 8 The relevant provisions on the object of business start-up guarantee loan, loan application conditions, loan amount, loan term, loan interest rate and financial discount on business start-up guarantee loan shall be implemented with reference to the current relevant policies and standards of the central government and our city.

Chapter III Financial Support Deepening Financial Services for Private Enterprises and Small and Micro EnterprisesComprehensive reform of incentive fund policy in pilot cities

　　Article 9 Incentive funds for pilot cities of private and small micro-financial services reform are used to encourage local governments to try first, explore effective modes to improve financial services for private and small micro-enterprises, and prevent corporate credit risks by improving the financing guarantee system and risk compensation mechanism. The financial reward will be given to the pilot cities determined by the review. Pilot cities should generally be the districts of this city, with 2 places per year.

　　Article 10 The central government will award 30 million yuan to each pilot area in this Municipality. Incentive funds can be used for credit risk compensation or compensation of private and small and micro enterprises in financial institutions in pilot areas, or for capital replenishment of government financing guarantee institutions in pilot cities.

　　Eleventh municipal finance department is responsible for organizing relevant departments to formulate evaluation plans, and take an open and competitive approach for evaluation; In conjunction with relevant departments, conduct daily supervision and management of the work and the use of funds, and establish a performance index monitoring system. The financial department at the district level shall be responsible for organizing the declaration of incentive funds in this district, and jointly with relevant units at the district level, formulate detailed tasks, determine the implementation plan of performance appraisal objectives, and issue audit opinions. The financial department of the pilot area is responsible for the application, release, use, supervision and performance evaluation of funds in this area.

　　Article 12 The settlement of central financial funds is linked to the performance of pilot cities, focusing on the overall situation of financial services for private and small and micro enterprises, the improvement of financing guarantee and risk compensation mechanism, the comprehensive financial services and innovation, and the local development driven by finance. The central government will cancel the pilot qualification and recover all the incentive funds for the pilot cities whose performance evaluation or evaluation results do not meet the requirements.

　　Thirteenth areas that use the incentive funds of private and small micro-financial service reform pilot cities should strengthen the overall coordination of departments and policy linkage, especially complement and join forces with the capital policies already issued by the central government, and may not arrange financial support for the same subject repeatedly.

Chapter IV Policy of Rural Financial Institutions on Directional Cost Subsidies

　　Fourteenth rural financial institutions targeted fee subsidy funds are used to guide and encourage financial institutions to take the initiative to fill the gap in rural financial services, support the construction of rural financial organization system, and expand the coverage of rural financial services. The financial sector will subsidize new rural financial institutions that meet the requirements. New rural financial institutions do not enjoy subsidies repeatedly.

　　New rural financial institutions refer to village banks, loan companies and rural mutual funds cooperatives approved by China Banking and Insurance Regulatory Commission.

　　Fifteenth municipal finance department is responsible for organizing and supervising the district to carry out fund application, review, disbursement, supervision and performance management according to the regulations. The district-level financial department is responsible for organizing rural financial institutions within its jurisdiction to declare subsidy funds and issue audit opinions.

　　Sixteenth financial subsidies for new rural financial institutions that meet the following conditions shall not exceed 2% of the average loan balance in the current year: (1) the average loan balance in the current year increased year-on-year; (two) the average annual loan-to-deposit ratio of rural banks is higher than 50% (including 50%); (3) The average balance of agricultural loans and loans for small and micro enterprises in that year accounted for more than 70% (including 70%) of the average balance of all loans; (4) Other conditions stipulated by the financial department.

　　The subsidy period is within 3 years from the opening year (inclusive) of the financial institution (outlet). For those who have been in business for more than years and enjoy the subsidy policy, they do not enjoy the subsidy policy; If the opening time is later than June 30th of that year, if the subsidy policy was not enjoyed in that year, the period for enjoying the subsidy shall be calculated from the year after the opening.

　　Seventeenth financial subsidies for the following types of loans, not included in the subsidized loan base: (1) loans with a single household loan balance of more than 5 million yuan at any time of the year; (2) Loans issued by new rural financial institutions whose registered place is below the county level (including counties, county-level cities, county-level districts, excluding the central areas of cities above the county level) outside the county-level areas where they are registered; (3) Loans issued by new rural financial institutions registered in areas above the county level whose outlets are outside the county level.

Chapter V Application for Funds

　　Article 18 For the application for funds from the central government, before February 27th of each year, the district-level financial department shall summarize the application materials for this year’s funds, including the interest discount and award compensation for business guarantee loans within its jurisdiction, the incentives for pilot cities of private and small micro-financial services reform, and the targeted fee subsidies for rural financial institutions, and report them to the municipal financial department. Before March 31st, the municipal finance department will submit the application materials for summary review to the Finance Department of the Ministry of Finance and the Beijing Supervision Bureau of the Ministry of Finance.

　　If the application materials for special funds are not submitted within the specified time, it will be regarded as not applying for special funds for the year.

　　Article 19 For the application of local financial funds, before September 30 of each year, the municipal financial department shall organize the Municipal Human Resources and Social Security Bureau and the financial departments of all districts to calculate the fund demand for the discount interest, bonus and guarantee fee of the business guarantee loan for the next year; Organize the financial departments of all districts to calculate the demand for directional subsidy funds of rural financial institutions.

　　Twentieth materials to be provided for capital application.

　　(a) the application materials for the discount interest and bonus funds of the business guarantee loan include:

　　District-level financial department: explanation of the application of discount interest and bonus funds for venture guarantee loans this year; Report on the use of funds in the previous year for the discount interest and award compensation funds for business start-up guarantee loans and audit opinions; Details of the application for discount interest and award subsidy funds for business start-up guarantee loans in Beijing; Last year’s business guarantee loan discount and bonus fund use list, etc.

　　Municipal Finance Department: Description of the application of discount interest and bonus funds for business start-up guarantee loans this year; Report on the use of funds in the previous year for the discount interest and award compensation funds for business start-up guarantee loans and audit opinions; Details of the application for discount interest and award subsidy funds for business start-up guarantee loans in Beijing; Last year’s business guarantee loan discount and bonus fund use list, etc.

　　(two) the application materials for the incentive funds of private and small micro-financial service reform pilot cities include:

　　District-level financial department (six copies): application documents (official documents) of district-level financial department; Implementation plan for pilot cities; Table of performance targets and evaluation indicators of pilot cities (according to the annual pilot program), etc.

　　Municipal finance department (in duplicate): application documents (official documents) of municipal finance department; The list of pilot cities and implementation plans determined by the review.

　　(three) the application materials for the directional fee subsidy funds of rural financial institutions include:

　　Financial institutions (in triplicate): application documents for subsidy funds of new rural financial institutions (official documents, which should reflect the data such as the amount of loans issued in the current year, the average balance of deposits and loans in the current year, the increase rate, the amount of subsidies applied for, and the average annual loan-to-deposit ratio); Application form for directional fee subsidy funds of new rural financial institutions in Beijing; The annual audit report issued by a social intermediary institution (accounting firm) with legal person qualification; A copy of the approval document and legal person business license when the new rural financial institution is established (provided at the time of initial application); Statistics of assets and liabilities submitted to the banking supervision department and the People’s Bank of China every month in that year; Loan ledger at the end of each month of the year, details of loans related to agriculture and small and micro enterprises and details of eligible loans (electronic version); Regulatory requirements and reports of the banking supervision department, etc.

　　District-level financial department (in duplicate): application document (official document) for subsidy funds of district-level financial department; Table on loan issuance and subsidies of new rural financial institutions in * * District of Beijing; Audit opinions issued by the district finance department, etc.

　　Municipal finance department (in duplicate): application document (official document) for subsidy funds of municipal finance department; Table on loan issuance and subsidies of new rural financial institutions in Beijing; Audit opinions issued by the municipal finance department, etc.

Chapter VI Allocation and Release of Funds

　　Twenty-first business guarantee loan discount and incentive subsidy funds are allocated by factor method, mainly considering the subsidized business guarantee loan discount and incentive subsidy funds demand.

　　Incentive funds for private and small micro-financial service reform pilot cities are allocated by project method.

　　The subsidy funds for directional expenses of rural financial institutions are allocated by factor method, mainly considering the average balance of loans of rural financial institutions.

　　Twenty-second business guarantee loans within the scope of preferential loan conditions stipulated by the state, the discount and bonus funds shall be shared by the central finance and local finance, and the central, municipal and district sharing ratio shall be 3: 3.5: 3.5; In accordance with the policy, the city relaxed the conditions for borrowers of business start-up guarantee loans and raised the upper limit of loan interest rate, and the relevant business start-up guarantee loan discount and bonus funds were fully borne by the local finance, and the sharing ratio of the city and district was 1:1. If the loan guarantee business is provided by the municipal guarantee institution, the municipal finance shall bear the guarantee fee; The city and district share the rest of the guarantee fees in a ratio of 1:1.

　　The incentive funds for private and small micro-financial service reform pilot cities are fully arranged by the central government.

　　The subsidy funds for rural directional expenses are shared by the central finance and local finance, and the sharing ratio of the central, municipal and district is 3:3.5:3.5.

　　Twenty-third urban finance and related departments should calculate the financial needs of the financial burden of the corresponding level according to the policy content and standards, and arrange the budget of special funds, which should be included in the government budget at the same level according to the requirements of budget preparation.

　　Article 24 The municipal finance shall, in accordance with the unified requirements of budget management, prepare a report on the examination, disbursement and use of special funds, submit it to the Ministry of Finance for the record and send a copy to the Beijing Supervision Bureau, and timely decompose the budget funds and issue them to the district-level finance. District-level financial departments shall timely allocate funds in accordance with the time management requirements issued by funds and in combination with the progress and audit of the project. The urban finance department shall implement the relevant provisions on budget management such as the time and proportion of transfer payment funds.

　　For the special funds for the development of inclusive finance that are included in the direct fund management, the municipal finance department will supervise all districts to strengthen the budget execution management, introduce the allocated funds into the direct fund monitoring system synchronously, and submit the budget expenditure progress on a monthly basis.

　　Article 25 Banking financial institutions shall, within 15 days after the interest settlement date on a quarterly basis, submit an application for qualification examination of discount borrowers and borrowing enterprises to the District People’s Insurance Department. After the examination, the District People’s Insurance Department shall submit an opinion on qualification examination of discount borrowers and borrowing enterprises to the District Finance Department, and the District Finance Department shall allocate funds to the handling bank within one month after passing the examination. According to the progress of the work, the financial department allocated the incentive funds of banking financial institutions and guarantee fund operation and management institutions in the previous year. Guarantee fund operation and management institutions shall apply to the finance department at the same level for the annual guarantee fee before June 25th each year, and the urban finance department shall allocate funds respectively.

　　Twenty-sixth urban financial departments should strengthen the management of balance carry-over funds according to the level of fund allocation, and implement it in accordance with the central government’s measures for the management of local special transfer payments and the Beijing special transfer payment management measures. For the development of special transfer payment funds in inclusive finance, it shall be stipulated separately.

　　Twenty-seventh special funds payment management, in accordance with the relevant provisions of the national treasury centralized payment system. The public budget and final accounts of special funds shall be implemented in accordance with the relevant provisions of the central government’s information disclosure management system for local special transfer payments.

Chapter VII Budget Supervision and Performance Management

　　Twenty-eighth urban financial departments should strengthen spot checks, and the areas that fail to share the funds according to the regulations will be disqualified from obtaining the relevant financial funds in the next year after written confirmation by the Beijing Supervision Bureau, auditing and other departments. To find out the previous year’s false materials, defrauding special funds or funds that should be recovered, the financial department at the same level shall take measures such as recovery and surrender according to regulations. If the relevant departments of the central government organize to find out, the urban finance department shall jointly be responsible for recovering and promptly turning it over to the central finance.

　　Article 29 Materials to be provided for performance evaluation.

　　(a) the performance evaluation materials of discount interest and bonus funds for business guarantee loans and directional subsidy funds for rural financial institutions include:

　　District finance department: performance self-evaluation report and performance self-evaluation form, etc.

　　Municipal finance department: after summarizing the situation of each district, submit the performance self-evaluation report and performance self-evaluation form.

　　(two) the performance evaluation materials of incentive funds in private and small micro-financial service reform pilot cities include:

　　District-level financial departments (six copies): self-evaluation report on the performance of pilot cities; Self-evaluation form for performance evaluation of pilot cities (for details, please refer to the Notice of China Banking and Insurance Regulatory Commission, People’s Bank of China, Ministry of Science and Technology, Ministry of Finance on Financial Support for Deepening the Comprehensive Reform of Financial Services for Private and Small and Micro Enterprises (Caijin [2019] No.62)).

　　Municipal finance department: performance evaluation report and performance evaluation index table of pilot cities.

　　Article 30 If the financial department and its staff, as well as the departments, units and individuals that declare the use of special funds, have any violations of laws and regulations, such as abuse of power, dereliction of duty, favoritism, etc., the corresponding responsibilities shall be investigated in accordance with the Budget Law of the People’s Republic of China, the Civil Service Law of People’s Republic of China (PRC), the Supervision Law of People’s Republic of China (PRC) and the Regulations on Punishment of Financial Violations in accordance with the relevant provisions of the state; Those suspected of committing a crime shall be transferred to judicial organs for handling.

　　Article 31 The financial department shall strengthen the performance management of special funds in accordance with the relevant provisions of budget performance management, establish and improve the whole process budget performance management mechanism, strengthen the performance target management, do a good job in performance operation monitoring, take the performance evaluation results as a reference for improving policies and fund allocation, promote the information disclosure of performance evaluation results, and gradually establish a performance accountability mechanism.

　　Thirty-second financial departments should gradually explore the establishment of inclusive finance index system, scientific evaluation of the development of inclusive finance in this area, and provide decision-making reference for improving the management system of special funds.

Chapter VIII Supplementary Provisions

　　Thirty-third the measures shall be implemented as of the date of issuance, and the implementation period is tentatively set at two years, which shall be adjusted in time according to the relevant documents of the central government.

　　Article 34 The urban human resources and social security department, the business management department of the People’s Bank of China, the Municipal Science and Technology Commission, the Municipal Bureau of Economics and Information, the Municipal Financial Supervision Bureau, and the Beijing Banking Insurance Regulatory Bureau shall perform their duties according to the division of labor stipulated in the relevant administrative measures.

　　Article 35 Where there are no specific provisions in these Measures, it shall be implemented in accordance with the relevant provisions of this Municipality, such as the discount on business guarantee loans and awards, financial support to deepen the comprehensive reform of financial services for private and small and micro enterprises, and other relevant provisions.

　　Thirty-sixth new items included in the management of special funds for the development of inclusive finance shall be implemented with reference to the provisions of these measures. Where the requirements for fund management are formulated separately, such provisions shall prevail.

　　"Chongqing Group was arrested successfully" and "Hubei Group was arrested successfully" … … In just over 20 minutes, seven arrest groups distributed all over the country ended their operations and all the suspects were arrested. This is a series of overseas mega-cross-border cyber fraud cases. By the time the case was cracked, the case involved more than 1,500 victims, involving more than 30 million yuan.

　　Since November last year, Yuzhong police have received many cases of using well-known social software and dating websites to impersonate "Gao Fushuai" to defraud divorced women. The suspect associates with the victim in the name of love, and after winning the favor of the other party, he tells the other party that he usually buys lottery tickets on the gambling website. If there are insiders, he can bet together. After the victim invests a lot of money, the suspect will suddenly disappear, thus successfully defrauding the victim. The modus operandi is commonly known as "killing pig plate". On July 26th, Yuzhong District Procuratorate approved the first batch of arrests of 15 suspects on suspicion of fraud.

　　Divorced women were cheated out of everything.

　　"I was cheated of 200,000 yuan for falling in love. In addition to borrowing money from friends, I also borrowed money from several microfinance platforms, and now I am selling my house to pay off my debts … …” At the beginning of this year, Chen Juan (pseudonym) called the police in Yuzhong, crying about what had happened to her.

　　Chen Juan told the police that she had a short marriage history and got divorced because of her incompatible personality. Seeing the sisters around me are in pairs, loving and sweet, and I want to make a boyfriend as soon as possible. At the end of November last year, she met a strange man Zhang on a dating platform. When Zhang learned about Chen Juan’s situation, he launched a love offensive against her. Little did he know that a scam was waiting for her.

　　Through WeChat contact, Zhang, who looks like a Hong Kong star, is handsome, considerate and talkative, and often asks her if she is caring and attentive, and soon gets the favor of Chen Juan. Zhang told Chen Juan that he was running a clothing factory, and he had more than 500 employees. His wife and unborn child died in a car accident a few years ago. Because he loved his wife very much, he never found it. Looking through Zhang’s circle of friends, Chen Juan found that he was driving a Maserati, living in a villa, going into high-end hotels in the city, belonging to a man with a successful career and heavy feelings. He was two years older than himself and was an ideal companion in this life. The two chatted with each other, and soon established a love relationship on WeChat, and called each other "husband" and "wife". When Chen Juan wanted to video several times, Zhang always refused on the grounds of being in a meeting and talking business with customers.

　　Chen Juan didn’t know that Zhang’s fraud on himself had officially started. Zhang told Chen Juan that an APP called Zhongying International could make money through "Beijing 28 Lottery" and "Eggs", and he had inside information and could operate loopholes in the website. Later, I recommended APP customer service to Chen Juan. After Chen Juan WeChat was added, Zhang said that she could make money with her. After watching Zhang make money, Chen Juan also moved. Subsequently, Zhang asked Chen Juanxian to recharge his bets on 1000 yuan, and soon earned more than 100 yuan. After two small cash withdrawals, Chen Juan was more convinced of Zhang. Persuaded by Zhang, Chen Juan transferred more than 200,000 yuan to the customer service’s five bank cards in December last year. Shortly after, the man and the customer service lost contact and the APP could not be opened. Chen Juan realized that he had been cheated and immediately called the police.

　　A hundred fraud gangs surfaced.

　　Coincidentally, when Chen Juan reported the case, Yuzhong police successively received many cases of fraud by the same means. Immediately, the communication network fraud brigade of the Criminal Investigation Detachment of Yuzhong District Public Security Bureau quickly investigated the case. The police found that there were many similar cases in the country through the string analysis of the micro-signals involved and the telephone numbers involved, and the amount of fraud ranged from tens of thousands to hundreds of thousands. Fraudulent methods are to look for divorced or single women first, take love as a cover, tell the woman victim to buy lottery tickets on the gambling website after the feelings warm up, and have insider information to make "planning". In the past few times, she was given a small profit, and when she invested a lot of money to win money, she wanted to mention it now. APP customer service refused for various reasons, and then blacked out her WeChat and phone simultaneously.

　　Li Ling, deputy head of the Criminal Investigation Detachment of Yuzhong District Public Security Bureau, said that the case has the characteristics of large amount of money involved, many suspects involved, many victims, wide geographical area, novel criminal methods, non-contact and strong concealment. After more than five months of investigation and judgment, the police of the task force finally found out the suspect’s capital flow and WeChat login IP address, which all showed that the gang’s den was located in Laos, and the identity of the main suspect was clarified through various investigation methods. At the same time, the true identity of more than 100 other suspects in the den was also clarified, and the activity track and law were mastered. Through investigation, the police of the task force gradually sorted out the fraud group with the main suspects Liu (business supervisor), Fan (female, customer service staff), Yang (logistics supervisor) and Hu (technician, responsible for maintaining gambling sites) as its backbone members and several salesmen as its members.

　　Through preliminary investigation, the task force went to Yibin, Guang ‘an, Nanchuan, Hubei, Fujian and other places in Sichuan to carry out centralized and unified arrest operations. After careful arrangement and strict control, at 9: 00 am on June 20, seven arrest groups acted at the same time in different places, successfully arresting 41 key members such as Liu, Fan, Yang and Hu, and several salesmen.

　　After the backbone members and salesmen were arrested, the organization structure and operation mode of the fraud gang were all presented to the project police, thus revealing the true face of "Gao Fushuai" warm man and the inside story of "killing pigs" fraud.

　　Hire a doctor of psychology to train liars.

　　According to Liu, the main suspect, the "company" purchased overseas servers, hired Hu Moumou and others to build a gambling sites, and by constantly changing the name of the APP platform, opened Beijing 28, Canada 28, Beijing Racing, Time-sharing Color, Three-point PK10 and other colors, recruited more than 200 salesmen, and the company purchased micro-signals, telephone cards, trained speech skills, and used virtual positioning software to find divorced women and single women in well-known domestic dating websites and dating websites.

　　After entering the love stage with the victim, the victim was tricked into betting on his platform, and at the same time, some screenshots of making money on his APP were sent to the victim, saying that he usually won the bet, with the ultimate goal of tricking the victim into betting on the company’s so-called gambling website. After that, the salesman instructed the victim to recharge his bets on the website. In the early stage, the small bets made the customer make a small profit and induced the victim to increase his bets. If there was no money, the salesman would suggest that he could borrow money from various small loan platforms to bet. When the customer no longer had money to bet, he used high odds, black balls and fabricated reasons to refuse to withdraw cash and close the APP to make all the money recharged by the customer go up in smoke, while the salesman would make a percentage of the loss of the customer. According to the confession of the criminal suspect Fan, the platform for the victim to participate in gambling is controlled by the company. After the salesman tricked the victim into feeling, he committed fraud. All the money lost by the victim went into the company, not the platform, and the process of "killing pigs" ended.

　　The criminal suspect He confessed that he entered the "Win-Win for All" under the recommendation of a friend. After arriving at the company, he was trained for half a month. The old employees taught him the detailed operation of gambling purchase on the computer, and then distributed a special mobile phone and notebook computer with dating software. He asked to download photos of handsome guys from the Internet and package them into "Gao Fushuai" successful singles who started the company. At the same time, he was widowed and has not found them so far, in order to win sympathy. Then chat in the name of love, and after the emotional foundation heats up, trick the victim into online gambling and implement fraud. In order to ensure the probability of cheating the victim’s money, the company also hired a doctor’s degree in psychology to conduct speech training and form a speech book, which can be played on the basis of copying and pasting when chatting with the victim.

　　Most of the women victims are between 30 and 45 years old, and the largest sum of money cheated is more than 3 million yuan, and at least one sum is more than 10 thousand yuan. In order to recover the cost, the victim invested all his savings, borrowed all his relatives and friends, and some even made loans on the small loan platform, and finally sold their cars and houses. Under the lure of emotional swindlers, they get deeper and deeper, and when they wake up, they find that they have been cheated. At this time, there is nothing they can do.

　　It is understood that the gang company has strict discipline and cannot go out privately. In order to prevent the salesman from leaving privately, all personal mobile phones and passports are handed in after entering the company to prevent its fraud from being detected by the public security organs.

　　How to prevent "killing pig plate" fraud? When it comes to money, be cautious.

　　According to the police, this kind of fraud means that the criminal suspect uses the psychological needs of the victim to win the trust of the victim by packaging "Gao Fushuai" and "true love", and then implements "killing pig plate" fraud in the name of gambling.

　　Yuzhong police reminded that although there are various ways and means of fraud by fraudsters, the routine is the same: gain trust and lure them with benefits. When looking for a love object on the dating website, we must verify it in many ways, strive to meet more and communicate with each other, and also ask relatives and friends to help us check the reference. Don’t immerse yourself in the virtual world and avoid being cheated by color and money. If the other party asks you to make or transfer money, you must be cautious when it comes to money expenditure. As long as we establish a good anti-fraud awareness, be vigilant and stay awake, and report to the police quickly when encountering suspicious fraudsters, fraudsters will eventually have nothing to do and nowhere to escape.

　　Chongqing morning post Upstream Journalist Tan Yao

CCTV News:On August 6th, the Supreme People’s Procuratorate released the case data since the implementation of the new regulations on drunk driving punishment for the first time. In the first half of this year, the procuratorial organs accepted and prosecuted 171,000 people for dangerous driving crimes, a sharp drop compared with the same period of last year.

From January to June this year, the procuratorial organs accepted and prosecuted 171,000 people for dangerous driving crimes, down 38.7% year-on-year, reaching the lowest level in the same period since 2021; The proportion of drunk driving crimes in criminal cases decreased from 31.9% in 2022 to 15.6%. Unifying judicial standards, the procuratorate decided to prosecute 143,000 people for dangerous driving crimes, a year-on-year decrease of 12.2%; For cases that are obviously minor and do not constitute a crime, the public security organs have supervised the withdrawal of nearly 20,000 cases.

The person in charge of the relevant departments of the Supreme People’s Procuratorate introduced that the new regulations on drunk driving punishment unified the national judicial standards for drunk driving law enforcement, and built a drunk driving governance system in which administrative punishment and criminal justice were connected and stepped forward. Procuratorial organs actively apply the "new regulations", strictly control the evidence, and insist on punishing those who meet the conditions for arrest and prosecution according to law. In view of the large number and wide range of drunk driving cases, some areas have innovated to promote the construction of a "one-stop" litigation governance center for quick settlement of criminal summary cases, and improved litigation efficiency. Nearly half of the dangerous driving cases handled by procuratorial organs were settled within 7 days, and the pattern of rapid handling of drunk driving cases is taking shape.

At the same time, non-prosecution does not mean non-punishment. Procuratorial organs, public security and judicial departments actively promote the construction of drunk driving prevention and control system, explore flexible punishment mode, and take voluntary participation in public service as a consideration factor for applying confession and punishment and relative non-prosecution treatment. Many places across the country have established a system of civilized traffic guidance social service and community public welfare service for those who are not prosecuted, promoting governance by case, and making efforts to solve the problem of grassroots social governance.

"new regulations on punishment for drunk driving": if the circumstances of drunk driving are minor, you can not sue or be convicted and exempted from punishment.

In China, drunk driving has been punished for more than ten years. On December 28th, 2023, Opinions on Handling Criminal Cases of Dangerous Driving under Drunk Conditions (hereinafter referred to as Opinions), also known as "New Regulations on Punishment for Drunk Driving", came into effect. The "Opinions" clarify that if the circumstances of drunk driving are minor, you can not prosecute or be convicted and exempted from punishment; If the circumstances are obviously minor and the harm is not great, it may not be treated as a crime. What kind of drunk driving circumstances can be considered as minor? Look at the specific rules.

Article 4 of the Opinions stipulates that if driving a motor vehicle on the road shows that the blood alcohol content reaches more than 80 mg/100ml after breath alcohol content test, the public security organ shall decide whether to file a case in accordance with the Criminal Procedure Law and the provisions of this Opinion. If the circumstances are obviously minor, the harm is not great, and it is not considered a crime, the case will not be filed.

Article 12 of the Opinions stipulates that if drunk driving has one of the following circumstances and does not have the circumstances stipulated in Article 10 of the Opinions, it can be considered that the circumstances are obviously minor and the harm is not great.

(a) the blood alcohol content is less than 150 mg /100 ml;

(2) Driving a motor vehicle for emergency situations such as first aid for the injured and wounded, and it does not constitute an emergency;

(three) in residential areas, parking lots and other places because of moving cars, parking and other short-distance driving;

(4) Driving a motor vehicle to a residential area, parking lot and other places for a short distance instead of driving it, or driving it from a residential area, parking lot and other places for the purpose of being driven by others;

(5) Other circumstances that are obviously minor.

If you have to drive a motor vehicle after being drunk for emergency situations such as giving first aid to the wounded and sick, which constitutes an emergency, it shall be dealt with in accordance with the provisions of Article 21 of the Criminal Law.

Article 5 of the Opinions also clearly stipulates the determination of "road" in drunk driving cases.

Whether the road sections within the jurisdiction of organs, enterprises and institutions, factories and mines, campuses, residential quarters and other units are identified as "roads" should be judged by whether they are "public" and whether they allow social motor vehicles to pass. Only motor vehicles within the unit and specific visiting motor vehicles are allowed to pass, which may not be recognized as "roads".

"new regulations on drunk driving punishment": fifteen drunk driving situations need to be dealt with severely

Drunk driving behavior is obviously minor and can not be treated as a crime. At the same time, however, the Opinions also stipulate that fifteen kinds of drunk driving situations need to be dealt with severely, and at the same time, ten kinds of drunk driving situations generally do not apply probation.

Article 10 of the "Opinions" stipulates that drunk driving does not constitute other crimes, but it needs to be dealt with severely, including those that cause traffic accidents and bear all or the main responsibility for the accidents; Causing escape after a traffic accident; Driving a car without obtaining a motor vehicle driver’s license; Seriously overcrowded, overloaded and speeding; Driving after taking psychotropic drugs or narcotic drugs controlled by the state; Driving a motor vehicle to engage in passenger transport activities and carrying passengers; Driving a motor vehicle to engage in school bus business and carrying teachers and students; Driving on the highway; Evade or obstruct the public security organs to check according to law; Having been found guilty of driving a motor vehicle after drinking alcohol or having been subjected to administrative punishment within two years; He has been convicted of dangerous driving behavior or made a relative non-prosecution within five years.

In the Opinions, if drunk driving also constitutes traffic accidents and other crimes, it is required to be convicted according to the crime with heavier punishment and be strictly investigated for criminal responsibility.

Punish it as a crime, the width is wide, and the strictness is strict. On the basis of stipulating that fifteen situations need to be dealt with severely, Article 14 of the Opinions also stipulates ten situations in which probation is generally not applicable, including causing minor injuries or minor injuries to others in traffic accidents, and bearing all or the main responsibility for the accident; Causing a traffic accident and taking full or main responsibility for the accident, without compensation for losses; Causing escape after a traffic accident; Driving a car without obtaining a motor vehicle driver’s license; Blood alcohol content exceeds 180mg/100ml; Taking violent measures to resist the inspection by public security organs according to law, or carrying out acts of obstruction of justice; Having been found guilty of driving a motor vehicle after drinking alcohol or having been subjected to administrative punishment within five years; He has been convicted of dangerous driving behavior or made a relative non-prosecution.

　　Let farmers buy chemical fertilizers with zero down payment, and create a "fat baby" direct sales model through installment payment. A group of young people who are interested in "agriculture, rural areas and farmers" founded Nanjing Agricultural Staging E-commerce Co., Ltd., and promoted it in more than a dozen counties in Anhui this year. Farmers enthusiastically ordered nearly 10,000 tons of chemical fertilizers. At present, this "agricultural staging" is extending its tentacles to many chains of the national agricultural productive service industry. With the deepening of supply-side structural reform in rural areas and the widespread development of agricultural and rural entrepreneurial innovation activities, new kinetic energy for agricultural and rural development is surging everywhere, which has effectively promoted agricultural efficiency, farmers’ income and rural greening.

　　Since last year, priority has been given to the development of agriculture and rural areas. All localities and relevant departments have insisted on expanding new industries and formats and cultivating new subjects as an important starting point, and strengthened policy creation. The rural economic development has shown great vitality, showing a diversified promotion pattern of multi-mode promotion, multi-agent participation, multi-mechanism connection, multi-factor exertion and multi-format creation.

　　The agricultural product processing industry is improving steadily. From January to September last year, the agricultural products processing industry above designated size realized the main business income of 15.3 trillion yuan, and realized the total profit of 968.9 billion yuan, up 9.1% year-on-year, and the growth rate increased by 5.2 percentage points year-on-year. The proportion of deep processing of agricultural products in agricultural products processing is constantly expanding, and the level of coordinated development with primary processing and comprehensive utilization processing is constantly improving. Agricultural products processing has become a pillar industry of agricultural and rural economy.

　　Leisure agriculture and rural tourism are growing by leaps and bounds. The supply structure of leisure agriculture and rural tourism is more optimized and the factor resources are more active. As of last year, leisure agriculture and rural tourism had reached 330,000 business entities, with an operating income of nearly 550 billion yuan, and the whole industry showed a "blowout" growth trend.

　　The integration trend of rural primary, secondary and tertiary industries is obvious. Through the integration of agriculture and trade logistics, the industrial extension types such as storage and preservation, central kitchen, direct supply and direct sales, and personal customization have been born. Through the integration of agriculture and culture, education, ecology, health care and other industries, creative agriculture, educational agricultural parks and other functional expansion types have been born; Through the integration of agriculture and information industry, new technology penetration types such as online agriculture, smart agriculture and agricultural crowdfunding have been born. Through the integration of agriculture and urbanization, the types of integration of production and city, such as characteristic towns and pastoral complexes, have emerged.

　　Rural entrepreneurial innovation has flourished. There are more and more new subjects in agriculture and rural areas. As of last year, there were 7 million entrepreneurs, more than 14 million new professional farmers and 2.9 million new business subjects. 82% of the dual-innovation industries returning to the countryside are integrated industries, covering many fields such as characteristic breeding, processing and circulation, leisure tourism, information services and e-commerce; More than 54% of the dual-creative subjects use modern information technology such as the Internet, and 89% of the dual-creative subjects are entrepreneurial and joint ventures.

　　

Tik Tok’s more popular beauty singer, have you brushed it? Come and have a look. In no particular order.

First place, Little Seven.

In September 2019, Xiao Aqi’s first original song "Wave" was launched. In October 2019, singing in the streets of Guangzhou became popular with a song "The Girl Told Me", which gained a lot of popularity overnight and successfully gained 10 million fans.

She often shows roadshows and sends videos frequently, so she is a very hard-working girl.

I prefer to wear this kind of beggar’s pants, and I was joked by netizens that I was too poor to buy pants, saying that I would buy a good pair of pants for Xiao Aqi when I got paid.

What Xiao Aqi was criticized for was nothing more than his short head and high shoes. In fact, appearance is not important, but strength and heat are important.

No.2 Ayouyou

Ayouyou, because of the cover of the song "Acacia", quickly became popular on major online platforms.

Released the single "Boring" on September 30, 2019; On April 22, 2020, the single "An Old Dream" was released.

Ayouyou’s popularity is a cover of "A Song of Acacia" at the wedding. If nothing unexpected happens, it is the result of capital operation.

However, Ayou’s special voice impressed people once.

A long leg is also a feature, and there are often many comments like "this leg is really nice" in the comment area.

Third place Dai Yutong

On July 28, 2017, the single "Letter" was released. On October 9, 2019, the single "Gray Zone" was released; On November 27th, the single "Gorgeous Loneliness" was released. On July 14th, 2020, the single "I want to be nice to you" was released. In addition, she also participated in the recording of Hunan Satellite TV variety show "Sing Up".

Dai Yutong’s business operation is very successful and her appearance is fashionable and beautiful.

Dai Yutong is slim and has a unique voice, which is known as "the voice kissed by an angel".

Dai Yutong also has the reputation of "long-legged singer" and has thousands of fans.

No.4 fish sparkles

On January 16th, 2021, he participated in the YY 2020 annual grand ceremony of "Gathering Power", and sang live broadcasts such as "One Drunk", "Chicken Beeping", "Snowing Harbin", "Telling the Truth", "You are an April Day on Earth" and "My Good Brother" with Han Yale, Wen er, Tai Qing and Xiao Aqi.

On September 9, 2022, he participated in the meta-cosmic variety show "Super Music Collection".

On February 26th, 2023, he participated in YY2022 Peak Festival, and performed "Long Road with You" with Xinqiao Wushu Lion Dance Team in Fanyu District.

The fish is shiny and beautiful, with fair skin.

Fish sparkles and Xiao Qiqi cooperate to send a video.

Fish sparkle also has a pair of beautiful legs. In her comment area, someone always deliberately described her as Dai Yutong. Strangely, no one mentioned fish sparkle in Dai Yutong’s comment area.

Fish often wears a navel dress in sparkling videos, but because the navel is low and not often exposed, it is joked by fans that "Sparkling has no belly button".

No.5 fansisi

Representative works include In Fairy Tales, Appearance, Initial Heart, Snow and Ice City. Fansisi became popular on various platforms with its gentle voice and sweet voice.

With a good voice, Fansisi is famous in Tik Tok. Under the appearance of Japanese Lori, she has a natural royal elder sister voice, which is extremely explosive and stands out in online celebrity.

Most of the videos of Fansisi are cute and cute.

Fansisi covers many songs. Recently, the comment area has been talking about whether she has plastic surgery.

This is the thinking of rice from the perspective of passers-by, which is a little short. But cute.

No.6 Wang Yumeng

Wang Yumeng is a talented woman who combines beauty and talent. Her voice is gentle and beautiful, or very "soft and sweet". Her image is lovely and lovely, giving people a comfortable and clear feeling.

Wang Yumeng is good at singing styles of various voices, which can be sad, lyrical and cheerful. There is nothing too grandiose in her video, just quietly covering songs in front of the camera and conquering many netizens.

Wang Yumeng has a gentle voice and a lovely image.

Wang Yumeng is good at singing styles with multiple voices.

7 th wild pony

At the beginning of 2018, he joined Tik Tok for the first time and released his first Tik Tok; On June 28th, Wild Pony started his live broadcast in Tik Tok. On August 12 th, the cover song "I don’t understand more and more" made more netizens know the wild pony.

At present, there are many original songs and two solo concerts have been successfully held.

The appearance is pure and sweet, the skin is white and delicate, just like the flowers of nature, brilliant and dazzling, with elegant temperament, and singing is not ostentatious or grandiose.

The face value of the wild pony is also very good, and the casual dress with a white and flawless smile looks really cured, giving people a feeling of first love for a girl.

No.8 Tang Yi

On July 14, 2020, the single "Moth to the Fire" was released; On July 23, the single "Stab in the Heart" was released; On August 15th, the single "You Kill Me with Love" was released. On September 12th, the single "The Most Regretful Man" was released.

Tang Yi live broadcast room is very popular, full of singing atmosphere, singing and dancing songs.

Compared with other singers in online celebrity, she is older and criticized for singing by yelling. In fact, this is also a matter of opinion.

In the era of traffic, short videos and live broadcasts bring us more entertainment and choices, and also let us get to know singers at close range. These beautiful singers from online celebrity? Do you have anything you like? Welcome to leave a comment.

　　　　　　 Recently, because the enterprise is in a strategic transition period, it has been visited by Mao Zedong (before 1949). Before I opened it, I thought it was an official bulletin board, and I didn’t get much, but with the deepening of the chapter, I found it was very profitable, so that I stayed up until 2 am after work every night (about 12 o’clock when I got home).
　
　　　　　　 In fact, Mao Zedong was not my favorite and beloved leader in the past, but after reading the prequel, it was really difficult and extraordinary for Fang Zhiwei to become a great man.

　　　　　　 The commonness of entrepreneurs is to turn good ideas into enterprises, make small enterprises bigger and make weak enterprises stronger. If China Revolution is likened to a kind of entrepreneurship, Mao Zedong, as a pioneer, is actually a kind of entrepreneurship. So I can have a strong resonance in my heart.

　　　　　　 At present, I haven’t finished reading it, so I can’t write my thoughts. In order to communicate with you, I will first record the excellent character of Mao Zedong that I extracted and write it into my own mind, so as to discuss with you: (The following only expresses my summary of Mao Ze’s character before 1949) Mao Zedong’s style:

　　　　　　 1, insist on proceeding from reality, is a very prominent feature of Mao Zedong.

　　　　　　 Go deep into practice and speak on the basis of facts; Entrepreneurial enterprises are mostly in the initial stage of the market. With the development of enterprises, too many situations will break into them. Failure to investigate and adhere to the actual situation of enterprises will often lead to overheating of entrepreneurial entrepreneurs, or optimism or pessimism about the situation in the past, thus losing a peaceful and rational view to deal with and treat various problems in the entrepreneurial process, thus losing rational decision-making and leading to the death of start-ups. Mao Zedong once said: Without investigation and study, there is no right to speak. Before liberation, all his decisions passed investigation and analysis.

　　　　　　 2. Be good at planning and summarizing.

　　　　　　 Mao Zedong is good at planning before the war and summing up after the war. This feature can be used for reference for entrepreneurs who are "busy". No one can guarantee not to take a detour on the road of starting a business. Before driving away, consider all possible situations, make a detailed plan, and then make a written summary after the first stage, so that you will understand many management and operation methods with the characteristics of your own business. I have made many mistakes at this point.

　　　　　　 3. Adversity and foresight

　　　　　　 In Jinggangshan, Mao Zedong has only a team of more than 700 people. In the face of five encirclement and suppression campaigns by the Kuomintang, it has not only not been wiped out, but also developed into an army of nearly 100,000. Such cases are rare at all times and in all countries. This shows that Mao Ze’s foresight and persistence have succeeded in adversity. Adversity is a golden furnace for entrepreneurs: whether you can succeed or not depends mainly on how you find your own position in adversity and despair and find a way out. So adversity makes entrepreneurs.

　　　　　　 The path of entrepreneurs is tortuous, but we must strengthen our faith and belief: we will succeed! !

　　　　　　 Mao Zedong was not the leader of the Communist Party of China from the beginning, but really became a leader in the Seventh National Congress of China in Yan ‘an. Before that, especially before the Zunyi Conference, Mao Zedong was squeezed out by many people, but he had a global view and found his own position between the commonness and individuality of organized obedience. Similarly, he had never studied military affairs, and when he commanded the war, the overall view helped him a lot, especially the introduction of a series of overall theories of new China in the decisive stage (the Kuomintang did not), which can be said to have laid a theoretical victory.

　　　　　　 For entrepreneurs, everything should consider a comprehensive factor, including people, finance, materials, production, supply, marketing, administration, logistics, strategy and implementation. It can be said that entrepreneurship is a systematic project of innovation. People who don’t have a global view can’t rely on a few empty slogans. They should take care of them systematically.

　　　　　　 4. Theory+Practice

　　　　　　 No theory, okay? Many entrepreneurs may say that I am not afraid if I have customers.

　　　　　　 My opinion is that there is no theory, and any start-up enterprise can’t do much (under the premise of market economy). Theory comes from reality and then guides reality. The value added in this process is your value, that is, the value of entrepreneurs.

　　　　　　 5, learning to promote entrepreneurship

　　　　　　 Learning to read and spending time reading is actually a powerful thinking. Be sure to leave yourself time to study. As we all know, Mao Zedong is a man who knows how to learn and is good at learning. The point to be emphasized in this way is that learning is not just going to the college to learn something, but what you must do. MBA-MBA can’t directly increase the profit of your enterprise, but can increase your learning, and learning can be thought and summarized anytime and anywhere, which is also a kind of learning. Mao Zedong said: "Learning is like standing on a mountain, and you can see many things far away;" Without learning, if you walk in an underground ditch and can’t find it, it will be bitter. "

　　　　　　 6. Broad-minded

　　　　　　 Mao Zedong is a broad-minded person. "This kind of" cruel struggle, ruthless attack "comes from his own party. This is a severe test. If there is no strong belief, broad mind and iron will, it is difficult for a person to stand this test. " Yes, in the face of the attack of his comrades, he was able to study for two years from the vacant leadership position of Ruijin’s government chairman. Entrepreneurs often have to face the opinions and pressures that may come from their own team, their comrades-in-arms and their own shareholders. At this time, it is inevitable that they will be wronged, so they must be big-minded, which can be described as "how big they can do with their hearts". In fact, many times, you and I can’t do this, so we have to cultivate our morality.

　　　　　　 7. Mao Zedong, a United person, has changed a lot since Zunyi Conference. He is more calm, sophisticated, thoughtful and especially good at uniting people. Entrepreneurs should unite with shareholders, employees, customers and even their own suppliers, because the competition in this era is a group competition, not a hero’s one-on-one competition. I watched the very popular Troy the day before yesterday, and when I saw the two protagonists playing one-on-one, I really looked forward to it. Unfortunately, times are different now.

　　　　　　 8. Establish a network

　　　　　　 "Our party’s organization should develop to the whole country, consciously cultivate tens of thousands of cadres and have hundreds of the best mass leaders. These cadres and leaders know Marxism–Leninism, have political foresight, have the ability to work, are full of sacrifice spirit, can solve problems independently, do not waver in difficulties, and work faithfully for the nation, the class and the party. " The same is true of starting a business. On the economic latitude and longitude line, every enterprise is in a network and outside many networks. If we want to survive, we have to provide services and establish internet communication. Networking is a network, and marketing is also a network.

　　　　　　 9, brainstorming

　　　　　　 Why can Mao Zedong make such a great theoretical creation? On the one hand, because he has always been based on the infinitely rich practice of China’s revolutionary struggle, every step of his understanding has come from careful observation and in-depth thinking of various new situations and new problems in objective real life, from repeatedly exchanging views with people who know the actual situation and brainstorming, and never making that kind of personal meditation that is divorced from reality; On the other hand, he studied Marxist works diligently.

　　　　　　 After a start-up enterprise reaches a certain scale, it is generally far from the front-line work. At this time, the decision-making has to listen to the advice of front-line employees, because truth comes from practice, and you can’t think of any truth when you play computer in the office all day.

　　　　　　 10. A single spark can start a prairie fire.

　　　　　　 Do small things first, then be broad. Do practical things, don’t be eager for quick success and instant benefit, and don’t just aim for greatness. For start-ups, survival is the most important thing. Apart from this, everything else is empty talk.

　　　　　　 11. Be good at grasping principles and delegating power to others.

　　　　　　 Jiang often unnecessarily asks too many complicated matters and criticizes everything his commanders do afterwards.

　　　　　　 ….. Mao, on the other hand, is very good at appointing others to take charge of something, so that he has enough time to consider and analyze a bigger vision; He is also good at setting an example and summing up experience. Due to traffic jams and difficulties, it is impossible for internal communication to give specific military and political instructions to the far-away anti-Japanese base areas. This requires everyone to understand and follow the general principles and routes, flexibly combine consistency and initiative, and let them judge and decide their own actions. "

　　　　　　 Mao Zedong in these days, has been very calm. He sticks to the principle and never gives up his correct and practical ideas. At the same time, he takes the overall situation into account, observes discipline and continues to make his own contributions as far as possible. Li Weihan, who witnessed all this, once described: "He insisted on three things: First, the minority obeyed the majority; Second, it is not negative; The third is to try to do some work under the conditions of the party’s permission.

　　　　　　 Decentralization is the most rational choice for entrepreneurs.

　　　　　　 12. Strength is the first principle (military first, theoretical propaganda first, strength first, politics first) Mao Zedong is very concerned about this unit’s southward movement. He gave a report to the cadres preparing to go to the front in the auditorium of the Central Party School, saying: The Kuomintang has no hope at all. China people want to be liberated, and China wants to be saved. Only communist party can do it. People all over the country are looking up to us. Therefore, "we should try our best to develop ourselves and develop our strength 100%".

　　　　　　 Without the strength of entrepreneurs, there is no room for your survival. This is the truth, just as development is the last word.

　　　　　　 13. Move.

　　　　　　 The core competitiveness of Mao Ze’s military guidance lies in dynamic warfare, that is, making the army move.

　　　　　　 The boat is easy to turn around and move, you will make your opponent afraid, which is why the elephant IBM also wants to dance.

　　　　　　 14, grasp the moment

　　　　　　 Mao Zedong is such a leader. When history quietly develops to a turning point, even if people have some vague feelings, they are often limited to their original views. It is difficult to immediately and keenly perceive that this turning point has arrived, and it is even more difficult to immediately recognize a series of new situations and problems that accompany this new situation. Mao Zedong, on the other hand, could clearly see all this earlier than the average person, and immediately put forward the principles and policies that should be adopted in this new situation after careful consideration. After his careful analysis and clear judgment on the situation, people suddenly felt suddenly enlightened. This is indeed his great strength.

　　　　　　 In the face of start-ups, opportunities for development are often fleeting. For business leaders, we should also learn to analyze problems with quantitative and qualitative changes of philosophy, and when there is a big opportunity, there will be great development.

　　　　　　 Having said that, we are not required to start a business as mentioned above, because if so, we will all be great men, but as long as we learn a little, it will be enough for starting a business.

　　[Hot spot observation]

　　Author: Ai You (Professor, School of Arts, Capital Normal University); Ruan Nanyan (Associate Professor, College of Literature, Zhejiang Communication University)

　　From "Three-body" to The Wandering Earth, from sci-fi literature to sci-fi movies and TV shows, since the 21st century, the number of high-quality domestic sci-fi literary works has increased from less to more, the group of sci-fi creators has been expanding, and the new Chinese-style sci-fi narrative discourse of the national, scientific and popular people has gradually formed, all of which indicate that "a new era of science fiction in China" has arrived.

　　Science fiction movie The Wandering Earth poster. Information picture

　　Imagination is on the wings of soaring.

　　For a long time in the past, when it comes to the shortcomings of China’s science fiction, some people think that China’s writers and artists lack imagination.

　　That was not the case. Looking back at the history of China literature and art, we can see a large number of stories and works with high quality and imagination everywhere: fairy tales such as Jingwei’s reclamation and The goddess patching the sky imply creative fantasy paths, and many poems (poems about immortals), essays (strange essays, strange notes) and novels (fairy tales and fairy tales) are engraved with rich and wonderful fantasy factors.

　　Although those fantasies are not "scientific fantasies", the seeds of imagination have long been deeply rooted in the soil of China’s traditional culture. China sci-fi creators who grew up in this land naturally have imaginative genes, and their imaginative perspectives have unique national characteristics different from their western counterparts. In recent years, China’s new generation of sci-fi literature and art has been writing incessantly, and excellent works have appeared frequently, all of which are closely related to this imagination.

　　For example, Liu Cixin’s "Three-body" creatively combines the development of science and technology with the "Three-body Problem", deeply digs into the mysterious techniques of Zhouyi and exquisite Mohist institutions, and makes China historical figures such as Zhou Wenwang and Mozi shine on the same stage as foreign scientific giants such as Newton and von Neumann, thus showing the world in nationality. The imaginative descriptions such as dehydration, soaking and two-way foil in the works enable readers to appreciate the diversity of cosmic civilization from a drop in the ocean.

　　For another example, Fei Deuterium’s "China Science Fiction Blockbuster" breaks through the traditional expression of science fiction, and combines China’s ancient mythology, the way of Confucius and Mencius, the theory of Laozi and Zhuangzi, Buddhist meditation and the common elements in science fiction — — Cyberspace, space exploration, and the end of mankind are all mixed together, telling a story with grotesque colors but profound implications, which makes the works show extremely distinctive China characteristics.

　　In addition, Wang Jinkang’s Mercury Sowing, Han Song’s Tombstone of the Universe, and Diptera’s Ecological Ball in the Universe are also full of rich imagination. The authors of these works lead everyone into a unique sci-fi space by building a future picture that transcends everyday life. There are time-space folding, AI awakening, star tearing, light speed transition, black hole drifting, alien invasion, and Chinese’s perspective of observing the world and thinking about the future.

　　From the aesthetic point of view, the essence of the imagination of sci-fi works is the understanding of the relationship between works and reality, involving the world outlook, material outlook, the relationship between the real world and the imaginary world of the imaginary subject or the recipient. Therefore, although science fiction is about the imagination of the future, many of its contents have the transcendence of facing the future, but they also have the localization based on the national cultural tradition. If China science fiction wants to develop, it is not how to stimulate the imagination of the creators, but how to imagine the universe and the future of mankind from the perspective of China. Only in this way can we create a science fiction world and imagination aesthetics different from the West.

　　Science and technology provide hard core support

　　Imagination is an important factor affecting the creation of science fiction, but it is not the only factor. After all, science fiction is not a simple fantasy.

　　Whether it is science fiction literature or science fiction film and television, they are born on the basis of the continuous development of science and technology. Throughout the 200-year history of world science fiction literature and art, every breakthrough in science fiction literature and art can not be separated from the leap-forward development of science and technology. For example, space travel and gene cloning, which science fiction fans are familiar with, more or less reflect the scientific and technological innovations in the real world.

　　On the one hand, the sci-fi ideas in sci-fi works are mostly constructed on the basis of scientific theories. For example, the "dark forest law" in Three-body is related to Fermi paradox, evolution theory and Hawking’s cosmic prediction in reality. On the other hand, real scientific and technological achievements provide realistic support for sci-fi imagination. For example, the nano-flying blade, particle collision, proton blockade and water droplets in Three-body are the extension of the research results in the micro-world, and the clones, new intellectuals and virtual life in Roses of Carthage and Strangers reflect the application of cutting-edge biotechnology. In addition, the development of science and technology has also enriched the theme of science fiction literature and art. In recent years, new themes such as "StarCraft", "Steampunk" and "Cyberpunk" in the field of science fiction literature and art are all related to the popularity of these concepts in real life.

　　If imagination is inserted into the soaring wings of sci-fi literature and art, then science and technology provide hard-core support for sci-fi literature and art, and help sci-fi literature and art "fantasy come true". This is because the creation of sci-fi works such as sci-fi movies needs strong industrial strength and technical strength to provide support. The film and television of "Three-body" has been brewing for many years, and it was not until the technical level reached the requirements in 2015 that it was filmed. Many devices in Wandering Earth 2 have "prototypes" in reality. For example, the ubiquitous mobile robots in the film are all robot products in reality; The cool mecha that can be transformed into "Hercules" in the film is an "exoskeleton robot" that has entered the real application. In short, the rapid development of science and technology has provided sci-fi creators with materials to write and inspiration, and also provided material basis and technical means for the creation of sci-fi movies, making the sci-fi world more "touchable" and "sensible".

　　At present, a new wave of science and technology represented by artificial intelligence, quantum engineering and genetic engineering is emerging. In this wave of science and technology, China’s achievements are obvious to all, and it has realized "observing the sky with the eye of the sky", "exploring the moon with Chang ‘e" and "Kuafu" day by day, all of which provide inexhaustible power for China sci-fi creators to fly their imaginations. We believe that with the support of technology and the efforts of creators, China science fiction will surely usher in the spring of a hundred flowers.

　　Humanistic feelings shape the core of value

　　Three-body, whether it is The Wandering Earth or not, has become a phenomenal sci-fi work, not only because of its fantastic ideas and hard-core technology, but also because it is different from the individual heroism in western sci-fi works, conveying the humanistic spirit and values with unique China characteristics combined with sci-fi sense, which can best represent the characteristics of China’s sci-fi.

　　In the The Wandering Earth, Liu Peiqiang’s great righteousness in boarding the space station has the love of protecting his family, and Tu Hengyu’s determination to sacrifice for mankind is full of deep love for his daughter. They attach importance to family ties and care about the dedication and sacrifice of the world, which is an expression of Chinese feelings inspired by the feelings of home and country. In the works, it is not an individual who finally saves the crisis, but everyone’s Qi Xin’s concerted efforts. Without everyone, there is no small home. The work shows the audience what collectivism is and perfectly explains China’s idea of "isomorphism between home and country".

　　Paying attention to the future and destiny of mankind is the common theme of science fiction works all over the world. However, different sci-fi works give different answers to how to deal with the common challenges of mankind. Unlike some foreign sci-fi works, which pin their hopes of changing human destiny on a few superheroes, China’s sci-fi works advocate the establishment of a community of human destiny. Whether it is Three-body, The Devourer or Micro-Era, it vividly depicts the alliance of human beings against natural disasters in the universe and the impact of alien civilization, reflecting Chinese’s world outlook and values.

　　From the perspective of "the community of human destiny", China’s sci-fi works have also expanded the ethical dimension with a global perspective, not only paying attention to the major powers in the world, but also focusing on the third world countries neglected by the mainstream sci-fi creators in the world. For example, Glory and Dreams shows the stubborn resistance of the "Republic of West Asia" to hegemony and colonialism. At the same time, with the increasingly severe global challenges, China’s sci-fi creators have also added thoughts on the ethics of life science and technology and the ethics of ecological science to their narrative ethics, calling on everyone to unite and struggle for the common interests of all mankind from a transcendental perspective, which reflects the value concept of "harmony and symbiosis" and the idea of "one world under one family" in China culture.

　　No matter from the perspective of creation or industry, there is still a gap between us and developed countries in science fiction, but this gap is narrowing. China science fiction is constructing a completely self-consistent logic system and value system, which will profoundly affect the trend of the world science fiction pattern. In the future, China’s sci-fi creators should pay attention to and describe the common challenges faced by mankind from a broader perspective, explore the ultimate destiny of mankind, and build a sense of "community of human destiny", which is not only the pattern that sci-fi creators should have, but also the inevitable requirement for China’s sci-fi to become bigger and stronger.

On [car home Shanghai Preferential Promotion Channel], we are pleased to announce that preferential activities are under way! As a model that has attracted much attention, the zero-run C01 has ushered in a maximum discount of 32,000 in Shanghai. At present, the starting price of this high-performance electric car is only 125,800 yuan. You can try to get a higher discount by clicking the "Check Car Price" button in the quotation form.

The zero-run C01 is a very attractive medium-sized and large-sized vehicle with a simple and fashionable design. The front face design of this model is very unique, adopting a streamlined shape, and the air intake grille adopts a closed design, which makes the whole front face look more exquisite. The body lines are smooth and the overall style is fashionable, which shows the high-end positioning of the zero-running car. In addition, the zero-run C01 also adopts a two-color body design, which makes the whole model more dynamic. In a word, the design of the zero-run C01 is excellent, which not only shows the sense of modern science and technology, but also highlights the unique style of the zero-run car.

The zero-run C01 is a medium and large-sized car with a body size of 5050 * 1902 * 1515mm and a wheelbase of 2930mm. The body lines are smooth, showing a dynamic profile. The car adopts 245/45 R19 front and rear tires, and is equipped with sporty rims, which further highlights the sporty feeling of the car. The front tread is 1608 mm and the rear tread is 1604 mm, which provides a good foundation for the stability and handling of the vehicle. The overall design is fashionable and atmospheric, and it is an impressive model.

The interior design of Zero Run C01 is fashionable and simple. The center console adopts a 14.6-inch large screen, supports voice recognition control system, and can control functions such as multimedia, navigation, telephone and air conditioning. The steering wheel is made of leather or genuine leather, which can be manually adjusted up and down and back and forth. There are USB and Type-C interfaces in the front and back rows, which is convenient for users to use. The front seats are also equipped with heating, ventilation and massage functions, and the driver’s seat also has an electric seat memory function. The rear seats can be tilted in proportion, providing greater space flexibility. The overall interior design is exquisite, and the comfort and convenience have been fully considered.

The zero-run C01 is powered by a 1.5L 95 HP L4 engine with a maximum power of 70kW. At the same time, it uses a single-speed gearbox for electric vehicles. This engine can provide excellent power performance and driving experience for zero-run C01, and also bring reliable performance and stability to the vehicle.

After the retail C01 went on the market, we received feedback from many car owners, including a car owner named car home, who compared BYD’s Dolphin Seal Destroyer and ID3 before buying a car, and finally chose the retail C01. He is full of praise for the overall streamlined design of the car body, saying that it looks very comfortable. He also specifically mentioned the design of hidden door handles and frameless windows, as well as the slender front and rounded rear, which are in line with the aesthetics of young people. He believes that the excellent design and configuration of the zero-run C01 will bring more excellent driving experience to more young people.

　　Roewe D7 DHM perfectly interprets the aesthetic essence of new energy products with its unique design concept. Its body lines are smooth and full of tension, the front is slender and exquisite, and the height of the whole vehicle is moderate, creating a light and dynamic visual effect. The streamlined body design not only improves the aerodynamic performance of the vehicle, but also gives it distinctive recognition. Although it doesn’t use popular elements such as hidden door handles and penetrating daytime running lights, it still shows a simple aesthetic feeling with its unique design language. The similarities with Mercedes-Benz electric cars add to the fashion and avant-garde temperament of this car. In a word, the exterior design of Roewe D7 DHM is exquisite and unique, which fully shows the innovation and charm of new energy auto time design.

　　Roewe D7 DMH interior design is simple and practical. The combination of full LCD instrument and embedded central control panel not only enhances the sense of technology, but also facilitates the driver’s operation. The addition of physical button air conditioning control area ensures the convenience of operation. The application of the electronic pocket further simplifies the layout of the central control area, which makes it possible to set up the wireless charging board and storage space of the mobile phone. The overall button layout is comfortable and the visual effect is excellent, which brings a pleasant driving experience to the driver.

　　Roewe D7 DMH combines a 1.5L high-efficiency self-priming engine, an advanced first-speed DHT gearbox and a 21.4-degree high-capacity power battery to build an excellent plug-in hybrid drive system. Under CLTC working conditions, its pure electric cruising range is as high as 125 kilometers, and its comprehensive cruising range is an astonishing 1400 kilometers. The vehicle’s 100-kilometer acceleration takes only 7.9 seconds, showing strong dynamic performance. Even in the state of power loss, its fuel consumption is still controlled at a low level of 4.3L/100km, showing excellent economy. In addition, 92 # gasoline is recommended for this car, which further optimizes the use cost. The pure electric cruising range of 125 kilometers is enough to meet the needs of daily short-distance commuting, making green travel within reach.

　　Roewe D7 DMH is equipped with advanced front McPherson rear four-bar independent suspension system, which shows excellent handling stability and ride comfort. Although we haven’t had a chance to experience its driving charm, we look forward to testing this model in the future and exploring the mystery of its handling performance. In terms of configuration, Roewe D7 DMH is a model of luxury technology, with intelligent safety functions such as lane departure warning and active braking. At the same time, it is equipped with convenient driving assistance systems such as 360-degree panoramic image and full-speed adaptive cruise, making every trip more relaxed and enjoyable. In addition, the humanized design such as keyless entry/start, automatic headlights and panoramic sunroof is icing on the cake, bringing intimate and comfortable driving experience to passengers. The addition of entertainment functions such as voice control, 4G network connection, Wi-Fi hotspot and car KTV makes long-distance travel no longer boring. The leather steering wheel and automatic air conditioner further enhance the texture and comfort of the interior. Roewe D7 DMH is undoubtedly an excellent car with safety, comfort and technology.

　　This plug-in hybrid car, which is close to 4.9 meters long, costs more than 100 thousand yuan, which is a significant drop compared with the past. It is also satisfactory in fuel consumption performance under power acceleration and no electricity, and it is a very cost-effective choice.

　　As the saying goes, "bull market makes people crazy, bear market makes people grow". In the past year, all investors of A shares must have felt deeply about this. From the "leveraged bull" and "reformed bull" at the beginning of the year, to the huge earthquake in the middle of the year and the gradual stabilization at the end of the year, investors generally felt the feeling of riding a roller coaster, and the scenes of "down limit of thousands of shares", "daily limit of thousands of shares" and even "suspension of thousands of shares" also increased everyone’s knowledge. On the first trading day in early 2016, investors may wish to review the A-share market in 2015, hoping that the future market can move forward in reflection and truly let investors feel the dividends brought by the "reform cow" in the new year.

　　9.4%

　　A-shares rose by 9.4% in 2015, the first time in eight years that they rose for two consecutive years.

　　72%

　　What is violent shock? In 2015, the annual amplitude of the Shanghai Composite Index was as high as 72%. The warning of ambush in the ups and downs of the market is never out of date: the stock market is risky and investment needs to be cautious.

　　5178.19

　　On June 12, 2015, the Shanghai Composite Index reached the highest point of this bull market: 5178.19 points, setting a new high in the past seven and a half years. Li Daxiao, chief economist of Yingda Securities, called this "the top of the earth".

　　2850.70

　　From June 15th to August 26th, the Shanghai Composite Index dropped by 45%, and the lowest point was 2850.70 on August 26th, and the biggest drop of the Growth Enterprise Market was 56%.

　　20222

　　The data shows that in 2015, the per capita profit of A-share shareholders was 20,222 yuan, with a yield of 12.41%. The proportion of profitable people is 62%, and the proportion of losing people is 38%. Shareholders with a profit rate of less than 20% accounted for the largest proportion, accounting for 46.52%; 22.77% made a profit of more than 50%. Among the shareholders who lost money, the proportion of shareholders who lost less than 20% was 51.84%, and the proportion of shareholders who lost more than 50% was 8.08%. Among the profit-making people, about 70% of the shareholders earn less than 50,000 yuan, and about 80% of the shareholders lose less than 50,000 yuan. According to the regional ranking, Shanghai investors are the most profitable, with a per capita profit of 39,950 yuan.

　　5129

　　By the end of 2015, there were 5,129 companies listed on the New Third Board, 3.26 times that at the end of 2014; The total market value reached 2.46 trillion yuan, 4.35 times higher than the total market value of 459.1 billion yuan at the end of 2014. At present, the price-earnings ratio of the New Third Board is 47.23 times.

　　Sun-drying A-share transcripts

　　Name Current Price 2015

　　margin of increase

　　Venezuela IBC14588.25278.06%MSCI Jamaica 2010.4193% Shenzhen Component Index 12664.8914.98% Germany DAX10743.0113.45% Shanghai Composite Index 3539.189.41% Nikkei 22519033.719.01.

　　From the perspective of the world, A-shares delivered a good report card in 2015, with Shenzhen Component Index slightly ahead of Germany DAX Index, followed by Shanghai Composite Index. However, A-shares are not the most "crazy" stock market. In fact, the most "crazy" stock market in the world is Venezuela, with an increase of 278%, and the Venezuelan stock market has been ranked first in the global stock market for several consecutive years. However, the surge in Venezuela’s stock market is not due to the strong economy. On the contrary, the rise in Venezuela’s stock market is mainly the result of the currency collapse. Some analysts said that panicked investors used the stock market to hedge against the rapid depreciation of the currency. The market index of Jamaica Stock Exchange, a Caribbean island country, ranked second in the world with an increase of 93% during the year.

　　Thousand-share limit

　　The thousand-share limit is probably one of the most representative shots of the stock market turmoil in 2015. According to statistics, the market has fallen by more than 5% for more than 10 times this year, with the biggest drop of 8.49% on August 24, while the previous drop of more than 8% was on July 27, less than a month apart. The plunge occurred intensively in June, July and August.

　　From June 19, 2015 to September 16, 2015, in just three months, there were 16 scenes of A-shares’ daily limit, and it was very rare that there was a daily limit of 1,000 shares in an average of four trading days. It is worth noting that there was a daily limit of more than 2,000 shares on August 24th, and only 15 stocks rose, which was the least among the previous daily limit of 1,000 shares. The turnover was also at the level of land volume, and the market was extremely weak. Statistics show that this round of turmoil has reduced the market value of circulation in Shanghai and Shenzhen stock markets by a total of 22.9 trillion yuan, and the per capita loss of investors is nearly 240,000 yuan, with a loss ratio as high as 40%.

　　Specifically, the margin financing and securities lending system has given the A-share futures market-oriented core, but some analysts believe that the rapid proliferation of leverage has shaken the fulcrum of the market (the financing scale exceeded 100 billion yuan in mid-January 2013, 23 months later, it exceeded 1 trillion yuan in mid-December 2014, and reached a historical peak of 2.27 trillion yuan on June 18, 2015). The abnormal scale comparison of margin financing and securities lending hinders the hedging of the market’s long-short mechanism (on April 9, 2015, the balance of margin financing reached a record high of 10.233 billion yuan, while the financing scale peaked at 2.27 trillion yuan, which was 222 times that of the former).

　　In addition, some insiders attributed the A-share plunge to the high proportion of retail investors: as of the end of September 2015, 76.25% of the accounts held less than 100,000 yuan, and only 2.13% held positions with a market value of more than 1 million yuan.

　　2015 "National Team" Rescue Timetable

　　★ On June 27th, after the "6.26" plunge of more than 7%, the central bank announced that financial institutions would implement the targeted cuts to required reserve ratios and cut interest rates by 0.25 percentage points from June 28th.

　　★ On July 1st, Shenzhen-Shanghai Stock Exchange announced that it would reduce the market transaction costs. When the plunge occurred, the CSRC relaxed the restrictions on the two financings, and the brokers and customers negotiated on their own.

　　★ On July 3, the CSRC suggested reducing the number of IPOs; Under the direct intervention of the State Council, 28 companies in Shanghai Stock Exchange and Shenzhen Stock Exchange suspended their IPOs and returned the subscribed funds.

　　★ On July 3, the CSRC said that Central Huijin Company had entered the market and bought shares to save the market.

　　★ On July 4th, 25 Public Offering of Fund companies announced that they would actively purchase partial stock funds.

　　★ On July 4th, 21 securities companies announced that they would invest in the purchase of blue-chip stocks of not less than 120 billion yuan.

　　★ On July 5th, the central bank announced that it would provide unlimited liquidity support to the securities companies, and the CSRC confirmed that central huijin had bought the open-end fund index ETF. CICC restricts the opening of futures positions, especially the malicious short positions.

　　Securities companies buy a large number of shares in the capacity of "stabilization fund". From entering the market in early July to August 14th, the Securities and Futures Commission announced "generally not entering the market", and the total amount of funds used to rescue the market was at least 1.5 trillion yuan. According to Wind’s statistics, as of September 30th, among the top 10 tradable shareholders disclosed by A-share listed companies, there were 1,365 listed companies, accounting for 49% of A-shares, including 561 in Shanghai, 233 in Shenzhen, 354 in small and medium-sized board and 217 in Growth Enterprise Market, accounting for about 7% of the total A-share tradable shares.

　　HOMS system and umbrella trust

　　Noun interpretation

　　HOMS is a system developed by Hang Seng Electronics Company in 2012, and its full name is "Hang Seng Order Management System". HOMS system has two important functions: first, it can separate the assets managed by private equity funds and hand them over to different traders for management; The second is to divide positions flexibly, thus solving the practical problems such as insufficient traders and division of positions in private equity funds.

　　In actual operation, the fund-matching company uses HOMS system to distribute the funds under a securities account into several independent small units for independent trading and accounting functions (that is, umbrella warehouse). Through cooperation with brokers, it provides leveraged transactions in the name of entrusted fund management or income exchange. The parent account is directly connected with brokers by HOMS system, and the sub-accounts are distributed to individuals for operation, and the annual interest of financing is agreed. In this process, the real-name registration system of the securities firm is completely overhead, and the fund-raising company acts as a fund broker. The essence of its business is to raise funds at a relatively low interest rate from financial institutions such as banks or higher-level fund-raising platforms, and then lend them to investors for stock trading at a higher interest rate, thus earning the intermediate interest margin. It can be said that through HOMS system, OTC fund-raising companies easily broke through the restrictions of account real-name registration system, and started trading with brokers and banks, and were not regulated.

　　Before HOMS appeared, off-site fund-raising had existed for a long time. However, the previous off-site fund-raising was conducted in an offline and manual way, which was always difficult to expand due to the restrictions of account opening, capital and manpower. With the help of HOMS system, under the wave of Internet finance, a large number of P2P platforms set foot in the fund-raising business, and easily mobilized highly leveraged fund-raising funds by batch processing the fund-raising demand. At the same time, a large number of funds from the banking system also flowed into the stock market through fixed-income products, which formed a potential risk to the entire financial system.

　　In fact, HOMS is not the only tool for OTC fund-raising to access securities companies. According to the data disclosed by China Securities Association on June 30th, OTC fund-raising is mainly operated through the HOMS system of Hang Seng Company and the systems of Shanghai Mingchuang and Straight Flush. The customer assets accessed by the three systems totaled nearly 500 billion yuan, of which HOMS system was about 440 billion yuan, Shanghai Mingchuang was about 36 billion yuan, and Flush was about 6 billion yuan.

　　On July 13, 2015, the CSRC organized inspection and law enforcement forces to go to Hang Seng Electronics to interview relevant executives. On July 16th, after the visit of the Supervision Bureau, Hang Seng Electronics announced that it would close the HOMS account opening function and would not increase the capital of the existing account.